Legal

Terms and Conditions

Last Updated: March 14, 2026

These Terms and Conditions govern your access to and use of the ZIIP Wallet mobile application, website, and related services. By accessing or using ZIIP Wallet, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use ZIIP Wallet. By using the Services, you confirm that the information you provide is accurate and complete.

2. Account Registration

To access certain features, you may be required to create an account and submit identification or financial information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

3. Services

ZIIP Wallet provides digital financial services that may include wallet functionality, bank integrations, mobile money transfers, transaction history, identity verification, and customer support. Availability of specific services may vary by jurisdiction, partner availability, and compliance requirements.

4. User Obligations

5. KYC, AML, and Compliance

ZIIP Wallet may request identity verification, transaction information, or supporting documentation in order to meet Know Your Customer, Anti-Money Laundering, fraud prevention, and other regulatory obligations. We may suspend or restrict services where verification requirements are not satisfied.

6. Transactions

Users are responsible for confirming the accuracy of transaction details before submission, including recipient details, phone numbers, and account information. Once a transaction is submitted, reversal or cancellation may not be possible depending on processing status and partner systems.

7. Fees and Charges

Certain services may attract fees, charges, or partner-related costs. Where applicable, such charges will be disclosed through the application, website, or relevant transaction flow before completion.

8. Service Availability

We aim to provide reliable access to the Services but do not guarantee uninterrupted or error-free operation. Service interruptions may occur due to maintenance, security events, partner downtime, regulatory actions, or technical failures.

9. Suspension and Termination

ZIIP Wallet may suspend, restrict, or terminate access to the Services where we reasonably suspect fraud, unauthorized access, breach of these Terms, legal or compliance concerns, or security risks.

10. Intellectual Property

All trademarks, branding, website content, software, and related intellectual property associated with ZIIP Wallet remain the property of ZIIP or its licensors unless otherwise stated.

11. Limitation of Liability

To the fullest extent permitted by law, ZIIP Wallet shall not be liable for indirect, incidental, special, or consequential damages, including loss of profits, loss of data, or business interruption arising from use of the Services. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

12. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.

13. Changes to the Terms

We may update these Terms from time to time. Updated versions will be posted within the app or on the website. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable to the jurisdictions in which ZIIP operates, subject to mandatory consumer and financial regulations.

15. Contact

For questions about these Terms and Conditions, please contact:

ZIIP Wallet Support
Email: support@ziipxir.com
Website: www.ziipxir.com
Address: Company address to be inserted

These Terms are a general website draft and should be reviewed by legal counsel before production use.